If you’re unemployed and have bad credit, but you need a new car for applying for jobs and attending interviews, it’s possible to get loans for a new car in this situation, but it will be tougher for you than others because of your bad credit. There are other places besides a traditional bank that offer loans to those who need a new car; you’ll need to do some research and visit different outlets in your city.

You can also ask friends or relatives for loans so you can get the new car, and you can explain the facts that you’re temporarily unemployed and have bad credit. If they decide to give you the money, have the agreement in writing and the agreement should include how much money you’re receiving, how much you will repay each month and the deadline for payment. This will reduce any misunderstanding you or relatives may have about the loans you received from them. Your relatives may also be able to help you find a car dealership where you can get an affordable new car. You don’t have to let bad credit and unemployment keep you from getting the car you need.

You may not have a regular job, but you can still get a car loan if you have supplemental income sources such as income from a rental property you own, Social Security benefits or disability benefits, child support benefits or unemployment benefits. If you have a large reserve of savings from the years when you were employed, this can help you get approved for the loan. If you operate a home-based business for income while you’re looking for work, this is also something lenders may consider when they’re deciding if you should receive the loan.

Another way to get a loan for a car is by going to a pawn shop if you’ve been turned down by banks. Take some valuables you have at home then bring them to the shop where the pawn shop manager will appraise the valuables, and then he’ll give you the loan you need to purchase the car. But you want to make sure you pay back the loan because if you don’t repay it, the pawn shop manager can sell your valuables to recover losses.

If you have credit problems, and they’re stopping you from getting a car loan, you should order a credit report from these three credit bureaus; Experian, TransUnion and Equifax. If you see errors on the credit report, write a letter to each credit bureau and mail in copies of any receipts as evidence that you paid the debts. Another way you can get a car loan if you have supplemental income such as child-support payments or social security is to obtain a loan at a credit union. When you go in, bring your proof of the supplemental income you have, proof of residency and at least two forms of identification. Like banks, you’ll need credit checks.